🖋️ *From The Desk of Abhijeet Rane* A new 0.4% fee on merchant UPI transfers above ₹2,000, scheduled from October 15, has triggered concern among retailers, who warn that some small merchants could return to cash to avoid additional transaction costs. The policy question is not whether payment infrastructure should be free forever—banks and payment providers incur genuine costs—but how those costs should be distributed without weakening one of India’s most successful digital

🖋️ *अभिजीत राणे लिहितात* आपल्या शिक्षणव्यवस्थेत अमूल्य बदल घडवणे अत्यंत गरजेचे झाले आहे, कारण सध्याच्या अभ्यासक्रमात प्रत्यक्ष उपयुक्ततेचा अभाव स्पष्ट दिसतो. उत्पादकता (Productivity) हा विषय प्रत्येक व्यवसाय आणि क्षेत्रासाठी अतिशय व्यापक व महत्त्वाचा असूनही, तो केवळ इंडस्ट्रिअल इंजिनिअरिंगपुरता सीमित ठेवला गेला आहे. याउलट, आयआयटीसारख्या नामांकित संस्थांमध्ये 'ह्युमॅनिटीज'सारख्या विषयांचे वेगळे विभाग चालवले जात आहेत. वास्तविक अशा विषयांचा समावेश CSR उपक्रमांमध्ये करता येऊ शकत

🖋️ *From The Desk of Abhijeet Rane* Minakshi Natarajan’s Rajya Sabha bid collapsed in dramatic fashion. Assigned as Congress’s Telangana in-charge, she faced hostility from local leaders and even senior Congress figures like Digvijaya Singh. A past criminal case in Telangana was omitted from her affidavit, leading to her nomination being rejected. Reports suggest Telangana Congress leaders tipped off Digvijaya, who relayed it to BJP’s Mohan Yadav. Despite Congress flying 63

🖋️ *From The Desk of Abhijeet Rane* “Where is the recession?”—it is not in glossy GDP charts but in the strained kitchens of the middle class. Supporters flaunt UPI records, vehicle sales, and bank lending as proof of prosperity, yet ordinary families cannot pay bills with statistics. Salaries crawl while expenses sprint—vegetables, LPG, fuel, electricity, school fees, and healthcare eat away savings. Rising EMIs and shrinking disposable income trap households in debt cycles